Posts Tagged ‘Annual Report’
Free annual credit report: Know your financial status without spending any expenses
August 5th, 2010
I am allowed 1 free credit report per year, right? Where do I go to get it?
December 21st, 2009
asked:
I don’t see any mention of a free annual credit report on either of the three major credit reporting agencies websites (experian, trans union, and equifax.
Michele
I don’t see any mention of a free annual credit report on either of the three major credit reporting agencies websites (experian, trans union, and equifax.
Michele
Unused, 3rd credit card on credit report–Does this affect me?
November 16th, 2009
Mari L asked:
When I was making plans to go to college, I decided to obtain a credit card. I heard two was safe, so I applied for two student cards from Citi. Everything went through, and I got my cards, but I decided to only keep one and not activate the other. I cut up the other one and disposed of it. Fast forward three years later (now), I have since applied and accepted what I thought was my ’2nd’ Citi card. I have been using both, and never made late payments.
When I was making plans to go to college, I decided to obtain a credit card. I heard two was safe, so I applied for two student cards from Citi. Everything went through, and I got my cards, but I decided to only keep one and not activate the other. I cut up the other one and disposed of it. Fast forward three years later (now), I have since applied and accepted what I thought was my ’2nd’ Citi card. I have been using both, and never made late payments.
Out of curiosity I finally checked my free annual credit report. I notice I have 4 accounts in good standing…And I was kind of concerned. 2 accts are the CCs I’ve been using as stated, 1 is for my federal student loans, and the other is that card I never activated.
I heard that having 3 CCs could hurt credit, and I know I should cancel my unused card officially. I haven’t checked my actual credit score but I’m worried that this 3rd card affects me. Can someone clarify this for me please?
Alvin
how can i fix my credit score?
August 7th, 2009
Tony G asked:
I have just recieved my free annual credit report from all three credit bureau’s, and i see alot of things that i do not recall ever getting… how can i fight these claims to get proof that they are mine? i beleave it might be credit card fraud. and links will be extremely helpful.
let me rephrase the question… i want to despute everything on my credit report with all 3 cred bureau’s; how do i got by doing this? LINKS PLEASE!!!!
Heather
I have just recieved my free annual credit report from all three credit bureau’s, and i see alot of things that i do not recall ever getting… how can i fight these claims to get proof that they are mine? i beleave it might be credit card fraud. and links will be extremely helpful.
let me rephrase the question… i want to despute everything on my credit report with all 3 cred bureau’s; how do i got by doing this? LINKS PLEASE!!!!
Heather
Which is the best credit report?
June 9th, 2009
Erin ~*Expecting #3*~ asked:
I am getting a free annual credit report, but I can only choose one of the three. Which is better to get: Equifax, TransUnion, or Experian?
Don: That’s the website I am at, and it’s giving me a choice between the three.
Jerome
I am getting a free annual credit report, but I can only choose one of the three. Which is better to get: Equifax, TransUnion, or Experian?
Don: That’s the website I am at, and it’s giving me a choice between the three.
Jerome

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