Archive for September, 2010
Updating credit scores?
September 28th, 2010 
redmeansgo asked:
I was just looking at my credit report/score and the most recent information it gave from my cards and accounts was from March, for all three bureaus. I was just wondering if there was anything I could do to get that updated, like call equifax, tu, or anything like that. I’m not looking into buying anything right now, I would just like to know why my score hasn’t gone up since March. All my balances are lower than they were now, so I don’t see why nothing has updated. Thanks!
Esther
I was just looking at my credit report/score and the most recent information it gave from my cards and accounts was from March, for all three bureaus. I was just wondering if there was anything I could do to get that updated, like call equifax, tu, or anything like that. I’m not looking into buying anything right now, I would just like to know why my score hasn’t gone up since March. All my balances are lower than they were now, so I don’t see why nothing has updated. Thanks!
Esther
Posted in Credit 
Tags: Cards, Credit Report Score, Credit Score, Credit Scores, Equifax 
2 Comments »
with out pay to change errors on credit reports?
September 21st, 2010 
Mary J asked:
i am a victim of id thief for the past three years and have found items and things that are not mind on the report and would like to request that these things be removed only everyone wants charge me to do what i can do myself
William
i am a victim of id thief for the past three years and have found items and things that are not mind on the report and would like to request that these things be removed only everyone wants charge me to do what i can do myself
William
Laid off, eviction judgement and my credit accounts?
September 21st, 2010 
Z3 asked:
I was laid off my job four months ago. I have survived by taking money out of my savings and credit. My credit balances are not high but no cash advances are available for rent payments. I talked with my landlord three months ago about being laid off and being concerned I would not be able to complete my lease. He was rude and told me I would be evicted and a judgement placed on my credit report if I didn’t pay my rent. So, I now have no money and no choice but to move-out and live with my brother. How will an eviction judgement affect my credit cards and credit report which is in good standing. No lates, always paid using my savings and un-employment. Will my credit be ruined? Will my cards be cancelled?
Vera
I was laid off my job four months ago. I have survived by taking money out of my savings and credit. My credit balances are not high but no cash advances are available for rent payments. I talked with my landlord three months ago about being laid off and being concerned I would not be able to complete my lease. He was rude and told me I would be evicted and a judgement placed on my credit report if I didn’t pay my rent. So, I now have no money and no choice but to move-out and live with my brother. How will an eviction judgement affect my credit cards and credit report which is in good standing. No lates, always paid using my savings and un-employment. Will my credit be ruined? Will my cards be cancelled?
Vera
Posted in Credit Tags: Brother, Cards Credit, Cash Advances, Credit Accounts, Credit Balances, Credit Cards, Credit Report, Four Months, Job, Judgement, Landlord, Money Savings, Rent, Three Months, Un Employment 1 Comment »Credit Report questions and answers
September 21st, 2010 
Posted in Free Copies Tags: Credit Questions, Credit Report, Questions And Answers, Questions Answers, Report Questions Comments OffIdentity Theft, Fraudulent accounts, theft, social security misuse?
September 19th, 2010 
Marcos C asked:
Unfortunately I have been another victim of identity theft. Because of that I placed a “fraud alert” on my credit report, contacted the local police, and contacted all three credit bureaus. Now the problem is that the fradulent accounts removed keeps coming back to my credit report everytime I have them remove it and the thief is still on the loose. how do I bring this person to justice? do I just go to court ?? and what kind of lawyer do I need for this or where can I find a lawyer that specializes in this case? I would really appreciate if someone could help me solve this problem because I have to worry about it every night and it makes me depressed.
Tony
Unfortunately I have been another victim of identity theft. Because of that I placed a “fraud alert” on my credit report, contacted the local police, and contacted all three credit bureaus. Now the problem is that the fradulent accounts removed keeps coming back to my credit report everytime I have them remove it and the thief is still on the loose. how do I bring this person to justice? do I just go to court ?? and what kind of lawyer do I need for this or where can I find a lawyer that specializes in this case? I would really appreciate if someone could help me solve this problem because I have to worry about it every night and it makes me depressed.
Tony
Posted in Credit Tags: Credit Bureaus, Credit Report, Fradulent, Fraud Alert, Lawyer, Social Security, Thief, Victim Of Identity Theft 4 Comments »