I just recently got rejected for a job becouse of my credit rating. This not only plut me into a bigger bind then I allready was, but will effect my credit even more since im unemployed and have been barely making it. Now My credit history isnt entirely my fault durring a nasty divorce I was left with credit cards that I didnt even use with my name on them all maxed out (three total) 2 wich I paid off later when I could and one that is being handled by my attorney becouse it was opened AFTER we had allready split, she had illegaly put my name on there. Also I lost a house becouse of the divorce, I have worked hard then and since then just to provide for my family and CANNOT help the fact that I lived check by check. I never filed bankruptcy or even owe a large amount to anyone, I just basicaly have poor credit.
here is what the GA law states:
FAIR CREDIT REPORTING ACT
Employers have specific duties when using a consumer credit report for hiring or employment purposes. An applicant or employee must give written consent to the employer before the employer obtains a credit report. Additionally, the employer must provide the employee or applicant with a copy of the report and a summary of their rights before the employer can take any adverse action based on the credit report.
I just dont understand why they wont hire me becouse of that, im well more then quilified with 15 years experience IN FEILD, but becouse of bad credit I cannot get the job. Is that right? it just dosnt seem fair, in this day and age when the credit ratings on everyone is going down… who can get hired anymore?
Clarence

August 28th, 2010

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