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Posted in Hockey Stick on 07/17/2010 11:31 pm by
Archive for July 17th, 2010
Store Credit Card Fraud Policies?
Posted in Credit on 07/17/2010 05:08 am by
Chris M asked:
I had three credit cards stolen today. The scum bags managed to make over $3,000 in purchases in a span of 1 hour. Luckily, after speaking with the credit card companies, the cards have been cancelled and I won’t be responsible for the charges (so they say) after I file a dispute affadavit and provide the police report.
I had three credit cards stolen today. The scum bags managed to make over $3,000 in purchases in a span of 1 hour. Luckily, after speaking with the credit card companies, the cards have been cancelled and I won’t be responsible for the charges (so they say) after I file a dispute affadavit and provide the police report.
What infuriates me is that:
1. One of the purchases was for $2,200 at Best Buy. Is is that hard for the cashier to ask for ID when someone makes a huge purchase like this?
2. At Toys R Us, Two of the cards had been blocked for suspicious activity after they tried to make a $550 purchase. They then charged it to the 3rd card. Again, is it that hard for the cashier to ask for ID especially after the first two cards were blocked.
3. The scum bags went to Target and tried to make additional charges. ALL THREE CARDS were blocked. (Also questioning the intelligence of the thieves to try using the two cards that had been declined at Toys R Us)It doesn’t take a rocket scientist here to see a red flag here. The cashier should have asked for ID after they tried using all 3 cards!
Now i can see how maybe a dumb cashier might not ask for ID in the first two instances… but when someone has 3 cards come up as blocked… shouldn’t they be required to at least ask for ID?
I am so infuriated by all three stores lack of effort to at least ask for ID especially in the Toys R Us and Target instances.
Do I have a right to go to the stores and complain/yell at the manager or would that be out of line? Seriously, stores have to have guidelines for cashiers especially when multiple cards are blocked.
Jared – Not that I ever wish anything bad to happen to anyone… but we’ll see who is a comedian if someone ever steals your credit cards.
Moon – The thief or thieves broke into several gym lockers of various people that were padlocked. It’s hard to be more careful when someone decides to cut into a Masterlock.
KDS – I’m glad there are people like you who will at least take the extra second to possibly prevent this from happening to other people.
Gladys