Archive for June 27th, 2010
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Anyone have problems with Chase Manhattan Mortgage?
June 27th, 2010 
kelli_barnes@sbcglobal.net asked:
My husband and I had to file bankruptcy last year and have been in a battle with Chase Mortgage ever since. The paperwork we signed specifically stated that we were going to reaffirm the debt. We have been paying on the house every month since we have lived here. We have never been late, and have never gotten behind on payments. For some reason, our credit reports show Chase as reporting our mortgage debt to be included in the bankruptcy, the account closed, and a zero balance. We have written to Chase, our lawyer, and the credit bureaus, but all three are like talking to a brick wall. Nothing has been changed or corrected despite all of our attempts. This is preventing us from purchasing a new home, as we are being greatly affected by the negativity on our credit report. Has anyone dealt with a situation similar to this, and if so, what advice do you have? What else can we do?
Joe
My husband and I had to file bankruptcy last year and have been in a battle with Chase Mortgage ever since. The paperwork we signed specifically stated that we were going to reaffirm the debt. We have been paying on the house every month since we have lived here. We have never been late, and have never gotten behind on payments. For some reason, our credit reports show Chase as reporting our mortgage debt to be included in the bankruptcy, the account closed, and a zero balance. We have written to Chase, our lawyer, and the credit bureaus, but all three are like talking to a brick wall. Nothing has been changed or corrected despite all of our attempts. This is preventing us from purchasing a new home, as we are being greatly affected by the negativity on our credit report. Has anyone dealt with a situation similar to this, and if so, what advice do you have? What else can we do?
Joe
