June 20th, 2010 
Pink Orchid asked:
Ok. Here is the situation. My husband and I have had full custody of my now 17 yo. stepdaughter for several years and everything has been great. About a month ago she recieved a utitlity bill in her name from a collection agency for services rendered in another state by her biological mother. I have contacted the utility company and the collection agency to let them know she in a minor and had never resided outside of our home state. They both told me there is nothing they can do. We filed a police report and the mother is being prosecuted for Identity theft and fraud for this insident.
My main issue is that I cannot obtain a credit report from any of the three main credit reporting agencies for my stepdaughter because she is a minor but we are very concerned that this is not the first time her identity has been used and this will cause a major issue when she applied for college loans next year.
Does anyone know how to get a credit report for a minor?
Irene
Ok. Here is the situation. My husband and I have had full custody of my now 17 yo. stepdaughter for several years and everything has been great. About a month ago she recieved a utitlity bill in her name from a collection agency for services rendered in another state by her biological mother. I have contacted the utility company and the collection agency to let them know she in a minor and had never resided outside of our home state. They both told me there is nothing they can do. We filed a police report and the mother is being prosecuted for Identity theft and fraud for this insident.
My main issue is that I cannot obtain a credit report from any of the three main credit reporting agencies for my stepdaughter because she is a minor but we are very concerned that this is not the first time her identity has been used and this will cause a major issue when she applied for college loans next year.
Does anyone know how to get a credit report for a minor?
Irene
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