Archive for March 28th, 2010

What differences are there between each credit bureau’s report? Which one should I request?

Alex asked:


I’m going to order a copy of my credit report from one of the big three agencies. Since I only get one free report from each agency per year, I’m going to wait a few months before ordering the next one from a different agency.

So, what differences are there in the reports from one agency to the next? Is any one of them preferable somehow, and so I should order that one first?

Thanks!
I know that I can get all 3 at the same time, but then I wouldn’t be able to get ANY free reports at all for an entire year after that.

If I stagger it and only get a report from one agency at a time, I can check my credit report for free every 4 months, and I can keep doing that indefinitely.

This seems wiser to me, so that if something goes awry, I’m more likely to find out about it sooner.

Theresa

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