Archive for February 6th, 2010

Collection Agency falsely reporting on my credit report?

arpowre3 asked:


I got an alert from Free Credit Report saying there was some new activity. I went on there an a collection agency that I paid in full three years ago, just reported as a new collection and that I still owe $272. That made my credit score go down 32 points.

It really pisses me off because I am in the process of getting a new apartment, and now my security deposits my be higher. It only reported to Experian with whom I already submitted a dispute. The company will not answer their phone. How long do you think it will take for that to get fixed, and legally what can I do to that collection agency for their error?
Yea I have written proff from the company that it was satisfied. I had to pay this off to get my mortgage approved. So I have proof which I will submit. I just want to know what can I do to this collection aganecy for their error which is going to cost me when it comes to getting a good sec deposit.

Christopher

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